:root{
  --navy:#0a1733;--navy-2:#0e2148;--navy-3:#13294f;--ink:#0b1220;
  --panel:#ffffff;--bg:#f4f6fb;--line:#e2e7f0;--line-2:#d3dae8;
  --txt:#1a2438;--muted:#5b6678;--mute-2:#8a93a6;
  --red:#c8102e;--red-2:#e11331;--gold:#e8a31c;--gold-2:#f0b429;--blue:#1f5cff;
  --grad:linear-gradient(100deg,#e8a31c,#f0b429 55%,#ffd76a);
  --radius:14px;--maxw:1240px;--shadow:0 10px 34px rgba(10,23,51,.10);--shadow-lg:0 24px 60px rgba(10,23,51,.22);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Segoe UI',system-ui,-apple-system,Roboto,Helvetica,Arial,sans-serif;background:var(--bg);color:var(--txt);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--navy-3);text-decoration:none}a:hover{color:var(--red)}
h1,h2,h3,h4{line-height:1.15;color:var(--ink);font-weight:800}
img{max-width:100%;display:block}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}
.grad{background:var(--grad);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.eyebrow{display:inline-block;font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;font-weight:800;color:var(--red)}
.eyebrow.gold{color:var(--gold-2)}
.eyebrow svg{width:14px;height:14px;vertical-align:-2px}
.muted{color:var(--muted)}.mt{margin-top:16px}.block{padding:46px 0}.center{text-align:center}
.lead{color:var(--muted);font-size:1.05rem;max-width:62ch;margin:10px auto 0}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:200}

/* top bar + nav */
.topbar{background:var(--navy);color:#cdd7ea;font-size:.78rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;height:34px}
.topbar a{color:#fff;font-weight:600}.topbar .tb-r a{color:#ffd76a}
.nav{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{font-size:1.12rem;letter-spacing:.02em;font-weight:900;color:var(--navy)}
.logo b{color:var(--navy)}.logo i{color:var(--red);font-style:normal}.logo u{color:var(--gold-2);text-decoration:none}
.nav-links{display:flex;gap:6px;align-items:center}
.nav-links>a{color:var(--txt);font-weight:700;font-size:.86rem;padding:8px 12px;border-radius:8px}
.nav-links>a:hover{background:var(--bg);color:var(--navy)}
.nav-cta{background:var(--red)!important;color:#fff!important;padding:9px 18px!important;border-radius:9px;box-shadow:0 6px 16px rgba(200,16,46,.3)}
.nav-cta:hover{background:var(--red-2)!important}
.nav-group{position:relative}
.nav-top{display:inline-flex;align-items:center;gap:5px;color:var(--txt);font-weight:700;font-size:.86rem;padding:8px 12px;border-radius:8px;cursor:pointer}
.nav-top svg{width:14px;height:14px;transition:transform .15s}.nav-group:hover .nav-top svg{transform:rotate(90deg)}
.nav-top:hover{background:var(--bg);color:var(--navy)}
.mega{position:absolute;top:calc(100% + 6px);left:50%;transform:translateX(-50%) translateY(8px);width:min(760px,90vw);
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:14px;opacity:0;visibility:hidden;transition:.15s;z-index:90}
.nav-group:hover .mega{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.mega::before{content:"";position:absolute;top:-6px;left:0;right:0;height:6px}
.mega-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:4px}
.mega-cols.role-cols,.mega-cols.tool-cols{grid-template-columns:repeat(2,1fr)}
.mega-cols a{display:flex;align-items:center;gap:9px;padding:9px 10px;border-radius:9px;color:var(--txt);font-weight:600;font-size:.85rem}
.mega-cols a:hover{background:var(--bg);color:var(--navy)}
.mega-cols svg{width:18px;height:18px;color:var(--red);flex:none}
.logo u{color:#9a6a00}  /* .AI readable on white nav (AA); footer overrides to bright gold on navy */
/* mobile hamburger + slide-down menu */
.navtog{position:absolute;opacity:0;pointer-events:none}
.hamb{display:none;flex-direction:column;gap:5px;width:42px;height:38px;align-items:center;justify-content:center;border:1px solid var(--line);border-radius:9px;cursor:pointer;background:#fff}
.hamb span{display:block;width:20px;height:2px;background:var(--navy);border-radius:2px;transition:.2s}
.navtog:checked~.hamb span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.navtog:checked~.hamb span:nth-child(2){opacity:0}
.navtog:checked~.hamb span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mobile-menu{display:none}
@media(max-width:980px){
  .nav-links{display:none}
  .hamb{display:flex}
  .nav .logo{font-size:1rem}
  .mobile-menu{position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--shadow-lg);flex-direction:column;padding:8px;gap:2px;max-height:0;overflow:hidden;transition:max-height .25s ease;display:flex}
  .navtog:checked~.mobile-menu{max-height:80vh;overflow:auto}
  .mobile-menu a{padding:13px 14px;border-radius:9px;font-weight:700;color:var(--txt);font-size:.95rem}
  .mobile-menu a:hover{background:var(--bg)}
  .mobile-menu .nav-cta{background:var(--red)!important;color:#fff!important;text-align:center;margin-top:6px}
}
@media(max-width:560px){.topbar{display:none}}

/* hero */
.hero{position:relative;color:#fff;overflow:hidden;
  background:linear-gradient(100deg,#0a1733 0%,rgba(10,23,51,.95) 28%,rgba(11,26,58,.62) 60%,rgba(19,41,79,.28) 100%),
  url(/static/img/hero.webp) center right/cover no-repeat, #0a1733}
.hero::after{content:"";position:absolute;inset:0;background:radial-gradient(680px 360px at 2% 115%,rgba(31,92,255,.16),transparent 60%);pointer-events:none}
@media(max-width:760px){.hero{background:linear-gradient(180deg,rgba(10,23,51,.9),rgba(10,23,51,.82)),url(/static/img/hero.webp) center/cover no-repeat,#0a1733}}
.hero-inner{position:relative;z-index:1;padding:62px 22px 54px}
.hero h1{font-size:clamp(2.2rem,5vw,3.5rem);color:#fff;letter-spacing:-.02em}
.hero .sub{color:#c6d2ea;font-size:1.12rem;max-width:60ch;margin:16px 0 0}
.rolepick{margin-top:28px}
.rp-label{font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;font-weight:800;color:#9fb1d4;margin-bottom:10px}
.roles{display:grid;grid-template-columns:repeat(6,1fr);gap:10px}
.role{display:flex;flex-direction:column;align-items:center;text-align:center;gap:7px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:12px;padding:16px 10px;color:#fff;transition:.16s}
.role:hover{background:rgba(255,255,255,.13);border-color:var(--gold-2);transform:translateY(-3px);color:#fff}
.role .ci{display:grid;place-items:center;width:42px;height:42px;border-radius:10px;background:rgba(240,180,41,.16);color:var(--gold-2)}
.role .ci svg{width:22px;height:22px}
.role strong{font-size:.9rem}.role small{color:#9fb1d4;font-size:.72rem;line-height:1.3}
.needbar{display:flex;gap:10px;margin-top:22px;max-width:760px}
.needbar input{flex:1;background:rgba(255,255,255,.97);border:1px solid rgba(255,255,255,.3);border-radius:11px;padding:14px 16px;font-size:.95rem;color:var(--ink)}
.needbar input::placeholder{color:#8a93a6}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:8px;font-weight:800;font-size:.92rem;padding:13px 22px;border-radius:11px;border:1px solid transparent;cursor:pointer;transition:.16s;white-space:nowrap}
.btn svg{width:18px;height:18px}
.btn-red{background:var(--red);color:#fff;box-shadow:0 8px 22px rgba(200,16,46,.28)}.btn-red:hover{background:var(--red-2);color:#fff;transform:translateY(-1px)}
.btn-dark{background:var(--navy);color:#fff}.btn-dark:hover{background:var(--navy-3);color:#fff}
.btn-ghost{background:transparent;border:1.5px solid rgba(255,255,255,.4);color:#fff}.btn-ghost:hover{border-color:var(--gold-2);color:#fff}
.block .btn-ghost,.page-head .btn-ghost,.cta-row .btn-ghost{border-color:var(--line-2);color:var(--navy)}.block .btn-ghost:hover{border-color:var(--red);color:var(--red)}
.cta-row{display:flex;gap:12px;flex-wrap:wrap}

/* help-now band */
.helpnow{background:var(--navy-2)}
.helpnow .wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;padding:18px 22px}
.hn{display:flex;align-items:center;gap:12px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);border-radius:12px;padding:14px 16px;color:#fff}
.hn .ci{display:grid;place-items:center;width:40px;height:40px;border-radius:10px;background:rgba(255,255,255,.08);color:var(--gold-2);flex:none}
.hn .ci svg{width:20px;height:20px}
.hn strong{font-size:.95rem}.hn p{color:#9fb1d4;font-size:.78rem}.hn .btn{margin-left:auto;padding:9px 14px;font-size:.82rem}

/* sections + cards */
.sec-head{margin-bottom:22px}.sec-head h2{font-size:1.7rem}
.grid{display:grid;gap:16px}
.cols-2{grid-template-columns:repeat(2,1fr)}.cols-3{grid-template-columns:repeat(3,1fr)}.cols-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.card.pad{padding:22px}.card.pad h3{margin-bottom:8px}
.card.accent{border-top:3px solid var(--gold-2)}
.svc{padding:20px;display:flex;flex-direction:column;transition:.16s;color:var(--txt)}
.svc:hover{transform:translateY(-4px);border-color:var(--red);box-shadow:var(--shadow-lg);color:var(--txt)}
.svc .ci{display:grid;place-items:center;width:46px;height:46px;border-radius:11px;background:#fff3f4;color:var(--red);margin-bottom:12px}
.svc h3{font-size:1.04rem;margin-bottom:5px}.svc p{color:var(--muted);font-size:.88rem;flex:1}
.more{display:inline-flex;align-items:center;gap:6px;color:var(--red);font-weight:800;font-size:.82rem;margin-top:12px}
.more svg{width:16px;height:16px}
.guide{padding:20px;display:flex;flex-direction:column;color:var(--txt)}
.guide:hover{transform:translateY(-3px);border-color:var(--navy-3);color:var(--txt)}
.guide h3{font-size:1.02rem;margin:6px 0 8px;line-height:1.25}.guide p{color:var(--muted);font-size:.86rem;flex:1}

/* tools band */
.tools-band{background:linear-gradient(120deg,#0a1733,#13294f);color:#fff;padding:50px 0}
.tools-band .lead,.tools-band .sec-head h2{color:#fff}.tools-band .lead{color:#c6d2ea}
.tool{padding:20px;display:flex;flex-direction:column;color:var(--txt)}
.tool.t-dark{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.13);color:#fff}
.tool.t-dark h3{color:#fff}.tool.t-dark p{color:#aebbd6}.tool.t-dark:hover{border-color:var(--gold-2);transform:translateY(-4px);color:#fff}
.tool .ci{display:grid;place-items:center;width:46px;height:46px;border-radius:11px;background:rgba(240,180,41,.16);color:var(--gold-2);margin-bottom:12px}
.tool h3{font-size:1.02rem;margin-bottom:6px;display:flex;align-items:center;gap:8px;flex-wrap:wrap}.tool p{font-size:.86rem;flex:1}
.soon{font-size:.62rem;font-weight:800;text-transform:uppercase;letter-spacing:.06em;color:#0a1733;background:var(--gold-2);border-radius:50px;padding:2px 8px}

/* trust */
.trust{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding:34px 22px}
.t-item .ci{display:grid;place-items:center;width:42px;height:42px;border-radius:11px;background:var(--navy);color:var(--gold-2);margin-bottom:10px}
.t-item strong{display:block;font-size:1rem;color:var(--ink)}.t-item p{color:var(--muted);font-size:.86rem;margin-top:4px}

/* page head, prose, callouts */
.page-head{padding:42px 0 8px}.page-head h1{font-size:clamp(1.9rem,4vw,2.8rem)}
.page-head .sub{color:var(--muted);font-size:1.08rem;max-width:64ch;margin-top:12px}
.crumbs{font-size:.8rem;color:var(--muted);padding:14px 0 0}.crumbs a{color:var(--muted)}.crumbs span{color:var(--ink);font-weight:700}
.prose{max-width:760px}.prose h2{font-size:1.45rem;margin:30px 0 10px}.prose h3{font-size:1.1rem;margin:20px 0 6px}.prose p{margin-bottom:12px}
.check-list{list-style:none;display:flex;flex-direction:column;gap:9px;margin:6px 0 14px}
.check-list li{position:relative;padding-left:30px;color:var(--txt)}
.check-list li::before{content:"";position:absolute;left:0;top:3px;width:18px;height:18px;border-radius:50%;background:var(--red);
  -webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/13px no-repeat;
  mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/13px no-repeat}
.callout{background:#fff7ec;border:1px solid #f3dca6;border-left:4px solid var(--gold);border-radius:12px;padding:16px 18px;margin:14px 0}
.cl-label{font-size:.72rem;font-weight:800;text-transform:uppercase;letter-spacing:.08em;color:#9a6a00;margin-bottom:6px}
.bynumbers{margin-bottom:22px}.bn-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:14px}
.bn-item{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px;box-shadow:var(--shadow)}
.bn-val{font-size:1.7rem;font-weight:900;color:var(--navy)}.bn-lab{font-size:.84rem;color:var(--muted);margin-top:2px}
.linklist{display:flex;flex-wrap:wrap;gap:9px}
.linklist a{background:#fff;border:1px solid var(--line);border-radius:50px;padding:8px 15px;font-size:.84rem;color:var(--txt)}
.linklist a:hover{border-color:var(--red);color:var(--red)}

/* cta band */
.cta-band{background:linear-gradient(120deg,#0a1733,#13294f);border-radius:18px;padding:44px;text-align:center;color:#fff;margin:8px 0;box-shadow:var(--shadow-lg)}
.cta-band h2{color:#fff;font-size:1.8rem}.cta-band p{color:#c6d2ea;max-width:56ch;margin:8px auto 18px}
.cta-band .cta-row{justify-content:center}

/* crisis + footer */
.crisis-band{background:var(--red);color:#fff}
.crisis-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:14px;padding:14px 22px;flex-wrap:wrap;font-size:.92rem}
.crisis-band a{color:#fff;text-decoration:underline}
.foot{background:var(--navy);color:#aebbd6;padding:42px 0 30px}
.foot .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:24px}
.foot h3,.foot h4{color:#fff;font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:10px}
.foot a{display:block;color:#bcc8de;margin-bottom:7px;font-size:.86rem}.foot a:hover{color:#fff}
.foot .muted{color:#c2cce0}
.foot .logo b{color:#fff}.foot .logo i{color:var(--red-2)}.foot .logo u{color:var(--gold-2)}
.foot .fine{margin-top:26px;padding-top:16px;border-top:1px solid rgba(255,255,255,.12);font-size:.76rem;color:#9aa6bd}

/* tool pages */
.toolwrap{max-width:760px}
.tool-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.field{margin-bottom:14px}.field label{display:block;font-weight:700;font-size:.85rem;margin-bottom:6px;color:var(--ink)}
.field input,.field select,.field textarea{width:100%;border:1px solid var(--line-2);border-radius:10px;padding:11px 13px;font-size:.95rem;font-family:inherit;color:var(--ink);background:#fff}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--navy-3);box-shadow:0 0 0 3px rgba(19,41,79,.1)}
.checks{display:grid;grid-template-columns:repeat(2,1fr);gap:8px}
.chk{display:flex;align-items:center;gap:8px;font-size:.86rem;background:var(--bg);border:1px solid var(--line);border-radius:9px;padding:9px 11px;cursor:pointer}
.chk input{width:auto}
.tool-out{margin-top:18px}
.result{background:#fff;border:1px solid var(--line);border-left:4px solid var(--navy-3);border-radius:12px;padding:20px;box-shadow:var(--shadow)}
.result.ok{border-left-color:#1a8a4a}.result.warn{border-left-color:var(--gold)}.result.info{border-left-color:var(--blue)}
.result h3{font-size:1.25rem;margin-bottom:8px}.result .next{margin-top:12px}
.bigstat{font-size:3rem;font-weight:900;color:var(--navy);line-height:1}
.steps{margin:10px 0 0 18px;color:var(--muted);font-size:.88rem}.steps li{margin-bottom:4px}
details summary{cursor:pointer;font-weight:700;color:var(--navy-3)}
.bf-list{display:flex;flex-direction:column;gap:12px;margin-top:8px}
.bf-item{background:var(--bg);border:1px solid var(--line);border-radius:11px;padding:14px 16px}
.bf-item .next{font-size:.84rem;color:var(--muted)}.bf-tools{font-size:.82rem;margin-top:6px}.bf-tools a{color:var(--red);font-weight:700}

@media(max-width:900px){
  .cols-4,.cols-3{grid-template-columns:repeat(2,1fr)}.cols-2{grid-template-columns:1fr}
  .roles{grid-template-columns:repeat(3,1fr)}.helpnow .wrap{grid-template-columns:1fr}
  .trust .wrap{grid-template-columns:repeat(2,1fr)}.foot .cols{grid-template-columns:1fr 1fr}
  .needbar{flex-direction:column}.checks{grid-template-columns:1fr}
}
@media(max-width:560px){.cols-4,.cols-3{grid-template-columns:1fr}.roles{grid-template-columns:repeat(2,1fr)}.foot .cols{grid-template-columns:1fr}}