Financial Counseling & Free Tax Filing
Free money help + free MilTax filing.
What you get
Free, unlimited personal financial counseling (budgeting, debt, saving, credit) plus MilTax — free tax software built for military life (combat pay, multi-state moves) that files 1 federal + up to 5 state returns at no cost.
How we make it better
We translate 'financial readiness' into a plan you can act on today, surface the free MilTax filing most people don't know they have, and give you ad-free calculators for the decisions that actually come up — debt payoff and the true cost of a PCS.
MilTax & Financial Counseling (official, free) — MilTax e-filing and personal financial counseling are free through the official program. Call 800-342-9647.
Do something about it now
Personalized Benefit Finder
Tell us your role and situation; get a tailored, prioritized list of the benefits and programs that actually apply to you — with the exact next step for each.
Open toolPCS Move PlannerComing soon
A personalized PCS checklist and timeline built from your orders date, family size and destination — plus an out-of-pocket cost estimator so the average $8,000 move doesn't blindside you.
Open toolFinancial Counseling & Free Tax Filing, decoded
MilTax: How Military Families File Taxes Free (1 Federal + 5 State)
Who qualifies for free MilTax filing, why it beats consumer tax apps for military pay, and how it handles combat pay and multi-state moves.
Read Debt payoffGetting Out of Debt on Military Pay: A Real Plan
A straight, no-judgment path out of debt for service members and families — plus a free debt-payoff calculator and where to get free counseling.
ReadOther support areas
Talk to someone who gets it.
Free, confidential, and on your side. Tell us a little and we'll point you to the exact help you need.