SCRA: The Legal Protections Most Service Members Never Use

• SCRA can cap interest at 6% on debt incurred BEFORE active duty — you must request it in writing with a copy of your orders.
• It protects against default judgments, certain evictions, and lets you terminate a lease on PCS or deployment orders.
• It covers car leases and some contracts too — protections people routinely forget they have.
• Free legal assistance will help you invoke SCRA correctly; we help you find the office.

Frequently asked

What does SCRA actually protect?

Interest-rate caps (6% on pre-service debt), lease termination on orders, eviction and default-judgment protections, and more. You usually have to formally invoke it with a copy of your orders.